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Mobile Payments: What is NFC?
What is NFC? NFC stands for Near Field Communication. It is a standard defined by the NFC Forum, a global consortium of hardware, software, credit-card, banking, network-providers and others who are...
View ArticleMobile Payments: What is NFC Card Emulation Mode?
What is NFC Card Emulation Mode? An NFC enabled device can operate in three different modes – reader/writer mode, peer-to-peer mode and the all important card-emulation mode. In Reader/Writer mode, an...
View ArticleMobile Payments: What is a Secure Element?
What is a Secure Element (SE)? GlobalPlatform defines Secure Element (SE) as a tamper-resistant platform capable of securely hosting applications and their confidential and cryptographic data in...
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Mobile Payments: What is HCE?
What is HCE? Previously, we discussed about Secure Element and how it enables payment transactions in card-emulation mode. We also briefly discussed that SE is not the only choice available. Today, we...
View ArticleApple Pay – An attempt to demystify
When Apple announced ApplePay as a service on September 9th, 2014 and subsequently in their press release, they mentioned a few key terms like Secure Element, Tokens, One time unique number, Device...
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Apple Pay vs Google Wallet : The Secure Element
Both Google Wallet and ApplePay are trying to solve the same set of problems – mobile payments at the physical POS and inside apps. They have many characteristics that are very similar, but they also...
View ArticlejCarouselLite version 1.1 released !
It has been quite a while since I worked on updating the jCarouselLite project. Meanwhile, the community has shown its love by actively contributing features and defect fixes. It is always a pleasant...
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Mobile Payments: What is Google Wallet?
What is Google Wallet? Google Wallet is a mobile/digital wallet developed by Google. Their grand vision probably is to replace the complete physical wallet with its virtual counterpart. They are not...
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Mobile Payments: What is Apple Pay?
What is Apple Pay? ApplePay is a mobile payment service developed by Apple and is scheduled to be operative starting October 20, 2014. It offers two different services and we will discuss them briefly...
View ArticleApple Pay vs Google Wallet : Lost and Stolen Scenario
Both ApplePay and Google Wallet give very good attention to security. In fact we can even make a blanket statement that almost all mobile wallet services are at least slightly more secure than the...
View ArticleApple Pay – An attempt to demystify – Take 2
Earlier, a couple of months ago, I attempted to demystify ApplePay in this blog post. Those were the early days when most of us didn’t have access to enough information on its inner workings. Even with...
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